Credit History

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Does my New Zealand credit rating go with me to Australia?

If I have bad credit here in New Zealand and apply for something on hire purchase in Australia, will the companies over there share info with the companies here? Or is it like starting fresh?

Posted by silly-boy. 118 replies. Latest activity on 02 December 2022.

Does our New Zealand credit history follow us all the way to Australia?

First I see someone answering yes it does and then I see no, start afresh!! Umm...is it a yes or no? Thanks

Posted by curious. 5 replies. Latest activity on 07 November 2023.

Going bankrupt in New Zealand while living in Australia. Can anyone share their experience?

Hi, can anyone tell me about their experience going bankrupt in New Zealand and starting a new life in Australia?

We moved to Australia recently and have a lot of debt left in NZ due to crisis etc.…

Posted by tina. 79 replies. Latest activity on 22 November 2023.

Six years ago I left Australia with credit card debt to return home to New Zealand.

I want to return to Australia for a brief holiday. Will I be stopped at the airport on arrival?

Posted by dan. 129 replies. Latest activity on 09 November 2023.

I'm an Aussie going back to Australia after 8 years in NZ. How do I find out what my Australian credit history before I leave NZ?

I defaulted on a loan in Australia in 1999. Will that be an issue?

Posted by universalerin. 4 replies. Latest activity on 13 October 2023.

Do I have to declare bad debts before I try to move over to Australia?

I am making repayments every month at present but want to leave England. Will I be able to or do I have to clear my debts first?

Posted by pogo. 3 replies. Latest activity on 09 July 2013.

Bad credit in New Zealand - will I be stopped at the border?

Is it true that If you have a bad credit history in New Zealand and you are currently living in Australia and wish to return to NZ for a holiday, NZ authorities will not let you out of NZ without…

Posted by curious-one. 1 reply. Latest activity on 27 June 2009.

Will a bad credit history affect a move to Australia from the UK?

I have a bad credit history over here in the UK and my partner wants to move to Australia. I'm starting to warm to the idea but I'm afraid my credit history will affect the move.

Posted by gav. 1 reply. Latest activity on 13 May 2011.

Can't pay my bank loan before I leave - what will happen?

I have a loan with the National bank in NZ and will be moving to Australia because I was made redundant from my job here. I don't have any money to pay my loan before I leave New Zealand. Will the…

Posted by will-my-samsung-tv-work-here-ozzie. 2 replies. Latest activity on 11 April 2015.

How about if I move to another country? Will Baycorp still look for me all over the Globe??

Posted by will-my-samsung-tv-work-here-ozzie. 4 replies. Latest activity on 06 June 2010.

Can you still go to Australia if you owe money to Baycorp, the IRD or any other company?

Posted by nelly. 1 reply. Latest activity on 28 January 2010.

Can I move to Australia with outstanding fines?

Posted by muncie. 9 replies. Latest activity on 24 September 2015.

Debt from New Zealand - will I need to pay from Australia?

Hi there,

I'm going to Australia to look for a job but I have a few debts owing to the bank and to my visa card. I can't pay back my debts at the moment as I have no money. I will be living with…

Posted by sarah. 1 reply. Latest activity on 28 January 2010.

Would we be able to get a loan in Australia to pay off our NZ finance company?

Hi ya, my family & I are relocating to Melbourne very soon. My partner's job is paying for all moving costs etc, including getting our vehicle shipped @ their cost...My question is, would we be able…

Posted by nyzxo. 1 reply. Latest activity on 28 January 2010.

Will a New Zealander facing personal bankruptcy (NAP) in NZ be able to work and live in Australia?

I’m a Kiwi moving to Australia soon, and want to know if a personal bankruptcy (NAP) that I intend to proceed with soon can affect my ability to work and live in Australia? The debt was incurred in…

Posted by starting-over. 9 replies. Latest activity on 07 March 2016.

I have debt in the UK - can we still move to Australia?

My husband and I are looking at moving to Australia with our 2 children. We have around £20,000 of debt. Can we still move or do we have to be debt free?

Posted by aussie-dreaming. 4 replies. Latest activity on 20 October 2014.

I have credit cards here in NZ. Can I move to Australia and pay them off while there?

Posted by nadine. 1 reply. Latest activity on 09 June 2010.

Can Australia deport you to New Zealand?

I'm living in Australia and about to be declared bankrupt in New Zealand. Can they bring us back? We sold everything to come here hoping to make good, but it didn't quite work out. What's the worst…

Posted by newlife. 2 replies. Latest activity on 18 September 2012.

Can I move to Australia with debt?

Posted by awhina. 5 replies. Latest activity on 01 April 2012.