I'm an Aussie going back to Australia after 8 years in NZ. How do I find out what my Australian credit history before I leave NZ?
I defaulted on a loan in Australia in 1999. Will that be an issue?
You can request a copy of your Australian credit history online using sites like this: http://www.mycreditfile.com.au/. They charge AUD 27.00 for the service. I'm not sure if you can obtain a copy for free like you can in NZ under recent law changes. Anybody else know?
You can get a free credit file listing your credit histiory and any defaults from: www.vedaadvantage.com.au - they can do NZ & Aus also.... Have a squiz...
Old debt from Australia to New Zealand
There is a limit if time that they can collect the debt of 6 years - once you get passed this you should be ok as long as you do not admit liability to the debt - even if they contact you.' read the article below They don't stop you at the airport for civil debt only goverment debt like fines, tax and such
Bad debts generally expire in Australia after 6 years unless:
it can be revived by subsequent payment or acknowledgement of the debt.