Subclass 461 visa and private health insurance requirement - what happens if there is a period of non-compliance?
The subclass 461 can be renewed every 5 years but has a requirement to maintain private health insurance. Apparently upon reapplying immigration needs maintained evidence of this, or they may refuse further renewal. We came to Melbourne from Auckland 17 mnths ago, the missus whose on the 461 had travel insurance for 3 months upon arrival, which expired in dec 08. Then we forgot about it for 6 mnths and in june 09 got the private insurance since the missus is studying part time.
We got the overseas student one since it was the cheapest, not realising it wouldn't cover her if anything happened - thanks to the uninformed agent we spoke to at AHM. Now she needs overseas workers insurance, which she is about to sort out immediately...but we are worried that there is 6 mntsh she didn't have any insurance - and the other 6 mnths might not be considered adequate.
My question is: Has anyone reapplied for subclass 461 after finsihing the first term or even before and had problems due to partial non-compliance of private health insurance?
This would be something to check with a migration agent or Australian Immigration. If you are worried about asking immigration this question, you can always call anonymously. As far as I know there is no requirement to give personal details upfront.